Calculators

  • Best Net Sheet Ever!

    One of the many benefits of our partnership with Fidelity National Title is the Fidelity Agent One program.

    ​They recently released a new seller’s net sheet called True Value.

    ​The True Value calculator will be especially helpful with sellers who want to list on the high side.

    Here’s How It Helps,

    1. Shows 3 net sheets side by side.

    a. Low End

    b. “True” Value

    c. High end

    ​2. Shows a “True” bottom line. Calculates holding costs, days on market and price reductions.

    ​3. Generate 2 separate reports

    a. 1 page side by side comparison

    b. 5 page report with all the details

    EXAMPLES

    True Value Analysis

    True Value Report

    Trust me, you’re absolutely going to love this new calculator.

    ​If you would like a Fidelity Agent One account, please reach out to Justin. This way your calculators will have the correct title insurance fees, transfer taxes, etc. ​

    Justin Bankston

    Fidelity National Title

    248 . 378 . 6474

    justin.bankston@fnf.com

    As always, thanks for supporting our NRC family of companies.

    If you have any questions, please feel free to contact me anytime.

    I am always her to help.

    ​Thanks!

    Craig

  • Seller Holding Costs

    Here’s a quick and easy way to show sellers how much they are paying monthly on their property.

    ​This is a very helpful tool when discussing a price reduction.

    ​Please watch this quick video for all the details.

    If you would like a Fidelity Agent One account, please reach out to Justin. This way your calculators will have the correct title insurance fees, transfer taxes, etc.

    Justin Bankston

    Fidelity National Title

    248 . 378 . 6474

    justin.bankston@fnf.com

    As always, thanks for supporting our NRC family of companies.

    If you have any questions, please feel free to contact me anytime.

    I am always her to help.

    Thanks!

    Craig

  • Sell vs Rent?

    Here’s a great tool to help landlord’s decide if they should sell now or continue renting and sell later.

    You should call every landlord in your database and run a report for them. Even if they’re not ready to sell, you’re providing them something of value and who knows where the conversation will go.

    Remember the more real estate conversations you have, the more homes you will sell.

    Please watch this quick video for all the details.

    If you would like a Fidelity Agent One account, please reach out to Justin. This way your calculators will have the correct title insurance fees, transfer taxes, etc.

    Justin Bankston

    Fidelity National Title

    248 . 378 . 6474

    justin.bankston@fnf.com

    As always, thanks for supporting our NRC family of companies.

    If you have any questions, please feel free to contact me anytime.

    I am always her to help.

    Thanks! Craig

  • Extra Payment

    This is a really fun calculator to show buyers how much they can save by making extra principle payments.

    I would review this at closing, while you’re waiting for copies.

    Please watch this quick video for all the details.

    If you would like a Fidelity Agent One account, please reach out to Justin. This way your calculators will have the correct title insurance fees, transfer taxes, etc.

    Justin Bankston

    Fidelity National Title

    248 . 378 . 6474

    justin.bankston@fnf.com

    As always, thanks for supporting our NRC family of companies.

    If you have any questions, please feel free to contact me anytime.

    I am always her to help.

    Thanks!

    Craig

  • Buy Now or Buy Later?

    This is the perfect time of the year to call every potential buyer in your database.

    As you know, it makes more financial sense to buy now verse next spring or summer.

    This calculator will help you show them the numbers side by side so that they can see the financial benefit of buying now verse later.

    If you’d like to take their saving to the next level, please reach out to Clark Sexton at IRON Mortgage.

    Clark’s Float Down program will allow them to lower their interest rate next year without re-financing their loan. This will save them thousands.

    Clark Sexton

    734 . 564 . 3530

    ​Please watch this quick video for all the details.

    If you would like a Fidelity Agent One account, please reach out to Justin. This way your calculators will have the correct title insurance fees, transfer taxes, etc.

    Justin Bankston

    248 . 378 . 6474

    As always, thanks for supporting our NRC family of companies.

    If you have any questions, please feel free to contact me anytime.

    I am always her to help.

    Thanks! Craig

  • Rent vs Buy?

    If you know someone who is currently renting, here’s a great calculator to show the all the numbers.

    • Cash to Close
    • Monthly Payments
    • Appreciation
    • Principle Paid
    • Tax Savings

    Bottom line, it’s a great way to show them how much money they can save / earn in the years to come.

    If they have any questions regarding qualifying for a mortgage, please put them in contact with Clark Sexton at IRON Mortgage.

    In less than 10 minutes, Clark will be able to let you know if they qualify for a mortgage.

    Clark Sexton

    734 . 564 . 3530

    ​If you would like a Fidelity Agent One account, please reach out to Justin. This way your calculators will have the correct title insurance fees, transfer taxes, etc.

    Justin Bankston

    248 . 378 . 6474

    As always, thanks for supporting our NRC family of companies.

    If you have any questions, please feel free to contact me anytime.

    I am always her to help.

    Thanks! Craig

Con-Ed

  • Check Con-Ed Credits

    Just a quick reminder, the State of Michigan now requires 1 hour of fair housing each year.

    In 2026 you will need to complete the following,

    • 6 total hours
    • 2 of the 6 must be legal
    • 1 of the 6 must be fair housing

    PLEASE NOTE… The Free NRC Con Ed Class includes everything you need for 2026.

    ​​If you would like to check and see how many credit hours you have currently completed, please login to your account on CE Marketplace.

    CE MARKETPLACE

    PLEASE NOTE… It typically takes about two weeks after you complete a class before the credits show on CE Marketplace.

    ​If you need assistance, please call CE Marketplace at 844 . 642 . 6633

    I hope this helps, thanks!

    Craig

  • Code of Ethics

    PLEASE NOTE… Every 3 years we are required to complete 2.5 hours of ethics training for the National Association of Realtors.

    The current cycle is from January 1, 2025 to December 31, 2027.

    If you would to double check, you can verify your status here.

    CHECK ETHICS STATUS

    If you need to take an approved ethics class, here a link to the free online class provided by NAR.

    START ETHICS CLASS

    Questions, please contact NAR Member Support at,

    800 . 874 . 6500

    8:00am to 6:00pm Monday – Friday (Central Time)

    Or CLICK HERE to summit a ticket.

    Once you complete the class, please email your certificate to your local Board of Realtors. GMAR, NOCBOR, etc.

    I hope this helps, thanks!

    Craig

  • Check License Renewal Date

    If you don’t know when your license expires, can can verify your renewal date on LARA’s website.

    CHECK DATE HERE

    Please keep in mind, all of us re have different renewal dates.

    My license date is February 8, 2028

    So I need to complete my hours as follows,

    6 hours prior to Feb. 8, 2026

    6 hours prior to Feb. 8, 2027

    6 hours prior to Feb. 8, 2028

    If you have questions regarding your license, you can contact the State of Michigan at 517-241-9288 or bplhelp@michigan.gov

    PLEASE NOTE… As of February 13, 2024 we are now required to complete 1 hour of fair housing each year.

    Every year you will need to complete the following.

    • 6 total hours
    • 2 of the 6 must be legal
    • 1 of the 6 must be fair housing

    Our Free NRC Con Ed includes everything you need for 2025 & 2026.

    PLEASE NOTE… The NAR required Code of Ethics training is required every 3 years. This is a completely separate requirement. The current cycle is January 1, 2025 to December 31, 2027. ​

    If you have any questions, please feel free to contact me anytime.

    I am always here to help.

    Thanks!

    Craig

  • License Renewal Email

    PLEASE NOTE… The State of Michigan will NOT send you a renewal letter in the mail. They will send you an email 60 days prior to your expiration date.

    ​Please login to your LARA account and double check the email address on file.

    CHECK LARA EMAIL

    ​​​If you don’t know when your license expires, can can verify your renewal date on LARA’s website.

    CHECK DATE HERE

    Please keep in mind, all of us re have different renewal dates.

    My license date is February 8, 2028

    So I need to complete my hours as follows,

    6 hours prior to Feb. 8, 2026

    6 hours prior to Feb. 8, 2027

    6 hours prior to Feb. 8, 2028

    If you have questions regarding your license, you can contact the State of Michigan at 517-241-9288 or bplhelp@michigan.gov

    ​PLEASE NOTE… Every year you will need to complete the following.

    • 6 total hours
    • 2 of the 6 must be legal
    • 1 of the 6 must be fair housing

    Our Free NRC Con Ed includes everything you need for 2025 & 2026.

    ​PLEASE NOTE… The NAR required Code of Ethics training is required every 3 years. This is a completely separate requirement. The current cycle is January 1, 2025 to December 31, 2027. For all the details, please CLICK HERE

    If you have any questions, please feel free to contact me anytime.

    I am always here to help.

    Thanks!

    Craig

  • NRC’s Free Con Ed Class for 2026

    Every year as a way of saying thank you for your continued support, we offer a complimentary con-ed class.

    Here are step by step instructions for this years class.

    STEP 1.Email Joyia

    • Joyia’s email is joyia@nrc.email
    • Request a coupon code.
    • Please include your 10 digit license number.
    • PLEASE NOTE… Joyia’s office hours are Monday through Friday from 9:00 to 5:00

    STEP 2.Login or Create an Account.

    STEP 3.Select Your Course.

    • Click the course tab
      • Then Real Estate License
      • Then 6 hour continuing education
    • Click Online Starting at $39.99
    • Scroll down, select 2026 Course – CE26A
    • Scroll to the bottom and click register

    STEP 4.Checkout

    • Click checkout
    • Enter coupon code
    • Click recalculate
    • Click to agree to terms and conditions
    • Click process payment.

    STEP 5. Take Class

    • Login
    • Click “Access My Dashboard”
    • Click “My Online Courses”
    • Click Launch button next to course

    STEP 6. Save Certificate

    • MUST complete both slides and time
    • Click Get Certificate
    • Click on Certificate (far right)
    • Download and save

    I hope you enjoy your class.

    If you have any questions, please let me know.

    Thanks!

    Craig

Forms & Contracts

  • Broker To Broker

    Here is our new Listing Agreement,

    EXCLUSIVE RIGHT TO SELL

    The new Listing Agreement been added to the NRC Support Center website, Sky Slope and Remine.

    In this video I will review the following clauses,

    5. Listing Broker’s Compensation

    6. Buyer Broker’s and/or Buyer’s Compensation

    20. Letters of Introduction

    21. Showing Property / Conflict of Interest

    ​​If you have any questions, please feel free to contact me anytime.

    I am always here to help.

    ​Thanks!

    Craig

Integrity Title

  • What is Fidelity Agent One?

    Today I would like to answer the following questions.

    Q. What is Fidelity Agent One?

    A. Fidelity Agent One is another benefit of our partnership with Fidelity National Title. It’s actually two applications under the same roof.

    The first half includes 26 individual real estate calculators.

    The second half is a social media library that is updated monthly so the the content you post is always up to date.

    Q. How do I get an account?

    A. Simply reach out to Justin and he will assist you.

    This way all your calculators will be preset with the correct title insurance rats, transfer taxes, etc.

    For a quick walk through, please watch this video.

    ​Justin Bankston

    Fidelity National Title

    248 . 378 . 6474

    justin.bankston@fnf.com

    As always, if you have any questions for me just let me know.

    I am always her to help.

    ​Thanks!

    Craig

Iron Mortgage

  • Top 10 Questions to Ask a Lender

    Today I asked Clark Sexton with IRON Mortgage to answer and explain the Top 10 Questions listing agent should ask lenders prior to accepting an offer.

    To download a PDF version of the Top 10 Questions, please

    CLICK HERE

    If you have any questions or would like to have Clark pre qualify one of your clients, please feel free to contact him anytime.

    He is an absolute wealth of knowledge and experience.

    Clark Sexton

    734 . 564 . 3530

    clark@iron.mortgage

    As always, thanks for supporting our NRC family of companies.

    If you have any questions, please feel free to contact me anytime.

    I am always her to help.

    Thanks! Craig

  • What is a gift of equity?

    Today I asked Clark Sexton with IRON Mortgage to answer the following questions.

    1. What is a gift of equity?​

    2. Who is eligible for a gift? ​

    3. Can a FHA or VA buyer receive a gift?​

    4. Are there any tax implications?

    Every situation is different, so if you’d like more information, please feel free to contact Clark any time.

    He is an absolute wealth of knowledge and experience.

    CLARK SEXTON

    734 . 564 . 3530

    clark@iron.mortgage