New Quick Interest Rate Form

We have a new Quick Interest Rates form,

QUICK RATES

Only 4 fields to complete,

• Your Name
• Sales Price
• Down Payment
• Approx. Credit Score

I’m guessing you’re wondering why you would need or want to check rates.

The answer is to help your clients save thousand of dollars.

If you complete the form, Clark will send 2 options to save your clients money up front and monthly.

1. Our new FREE 1% Buy-Down program.

2. Our partnership with the Mortgage Centers allows us to offer an average 1/2% less than the national average for a 30 year fixed rate with no additional fees at closing.

For all the details, please watch this video.

FREE 1% Buy Down Program

In a nut shell, our client’s interest rates will be 1% less for the first year and there are absolutely NO additional fees.

Here’s how it works,

• Buyer must lock their rate prior to June 30, 2026.
• FYI… In order to lock their rate, they must have a fully executed PA
• Their interest rate will be 1% lower than the national average based on their credit score for the first year of their loan.
• For Example, if today’s national average is 6.5%, their rate will be 5.5% for their first 12 payments. Then it will go to 6.5% for the life of the loan.
• If rates drop during the first year, they can re-fi with no penalty.
• EVERYONE is eligible! If your client qualifies for a mortgage, they qualify for the buy down program.
• Best part is absolutely NO FEE for the buy down!

If you have any questions, please contact Clark.

CLARK SEXTON

734 . 564 . 3530

clark@iron.mortgage

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MORTGAGE CENTERS

Our partnership with the Mortgage Center allows us to offer our clients on average 1/2% lower interest rate with NO points, NO additional fees at closing. In short, our clients save thousands!

Here’s how it works…​

• IRON Mortgage partnered with the Mortgage Center (MC)
  • MC is a group of credit unions
• In order to compete with big banks, MC offers lower interest rates.
  • As a result MC makes less money on each loan.
• In turn, IRON Mortgage agreed to make less money on each loan.
• By working together and agreeing to a lower profit margin, our clients save thousands!
• Please note, we offer a 30 year fixed rate mortgage.
• If rates go down, MC offers a “Float Down”
  • This allows our clients to pay a flat fee and lower their rate.
  • They do NOT need to re-fi.
  • Again, they save thousands!

As always, if you have any mortgage related questions, please feel free to contact Clark or myself anytime.

We are more than happy to help.

Thanks!

Craig